Leave Quicken. Keep everything.

Your accounts, your categories, your transfers, your balances. The whole file, not the last few months of it. Imported into real double-entry books, built by a CPA, that reconcile against your statements.

Start your first ten minutes — free beta

No bank linking. Bring your whole history. Export it anytime.

The renewal notice is what brought you here

It usually is. The software works, more or less, and then the subscription comes up and renews at a higher price than the first year, and you find yourself wondering what else there is. That’s a reasonable question to ask, and it deserves a straight answer rather than a listicle.

So here is the straight answer: what comes across, what you gain, and what you’d be giving up. In that order, including the parts that don’t flatter us.

What comes across

Accounts, categories, transfers and balances.

A QIF export out of Quicken brings your account list, your category list, and your transactions, with transfers between your own accounts recognized as transfers rather than counted twice as spending.

The whole file, not a window.

Apps that connect to your bank can only show what their data provider hands back: months by default, two years at the outside. Nothing connects here, so nothing is capped. One import takes roughly 25,000–30,000 transactions, which is a decade of ordinary household records.

Investment accounts come across at their balance.

This is the honest caveat, and it’s worth knowing before you start: individual share lots aren’t imported. An investment account arrives at its value, and it keeps that value in your net worth, but you won’t find every historical buy and sell inside it. Everything from your bank and card registers posts in full.

What you gain

Books that reconcile against your statement.

Pick a statement, tick off what cleared, and see exactly what’s different. Then lock the month. A settled month stays settled: nothing can quietly change behind a number you already checked.

A year you can actually close.

When a year is done, close it: its income and spending sweep into your net worth, dated December 31, and the new year starts clean. Change something in a closed year later and the books true up with a dated adjustment.

Real double-entry underneath, and a CPA behind it.

Every entry balances and every account reconciles, with measured figures and your estimates labeled separately. Rentals and businesses get their own books, rolling into one net worth. None of that is a setting you have to find. It’s how the thing is built.

What you’d be giving up

Bill pay. You can’t pay a bill from inside Marked Money. You record that you paid it.
Live stock quotes. Holdings are valued at what you tell us they’re worth, and the app labels that as your estimate rather than dressing it up as a measured number.
Bank feeds. Nothing connects to your bank. That’s deliberate, and it’s the first thing on the homepage. You import a file or type it in, and you confirm it before it counts.
Share-lot detail on investment accounts, as above.
A mobile app. It works in a phone browser; there’s nothing to install.

If bill pay or live quotes are load-bearing for you, this isn’t your replacement, and I’d rather you knew that on this page than in week three.

Side by side

	Quicken	Marked Money
Import your full history	Your existing file	QIF import, a decade in one pass
Reconcile to a statement	Yes	Yes, with the month locked once it’s settled
Close the year	—	Yes, swept to net worth and dated
Rental and business books	Higher tiers	Included, rolling into one net worth
K-1s you receive	—	Tracked, with basis
Bank feeds	Yes	No, by design
Bill pay	Yes	No
Live stock quotes	Yes	No. You set the value, labeled as your estimate
Pricing	Annual subscription, renews above the first-year price	Free during the beta, then a founding-member price you’re told before you’re asked
Get your data out	Yes	CSV export, one click, anytime

Questions people actually ask

Can I import 20 years of Quicken data?: Yes, if it fits in one export. A single QIF file carries roughly 25,000–30,000 transactions, which covers a decade of ordinary household records comfortably. A longer or denser history comes in as one shorter date range, and your accounts open at their balance as of that date and carry full history from there. Quicken states current balances no matter what range you export, so a QIF can’t be brought in as several date pieces the way a QuickBooks report can.
Does QIF import keep my categories and transfers?: Both. Your category list comes across as accounts you can rename or merge afterwards, and a transfer between two of your own accounts is recognized as a transfer: money moving, not money spent. Getting that wrong is how an app tells you that you spent your savings.
What happens to my investment accounts?: They come across at their balance, and that balance counts in your net worth. Individual share lots are not imported, so you won’t find every historical buy and sell inside the account. If your investment history is the reason you keep the file, that’s the thing to weigh before you switch.
What does it cost after the beta?: Everyone here during the beta gets a founding-member price, locked for as long as you keep your account. You’ll know the number well before it matters, you’ll never be charged without explicitly choosing to pay, and you can take your books with you at any time.
Do I have to give you my bank login?: No, and there’s nowhere to put it. Nothing links to your bank: no credentials, no Plaid, no third party holding your financial history. You import a file or add transactions yourself.

Bring the file over

Export a QIF out of Quicken with your accounts and category list included, upload it, and review what we found before anything posts. If it doesn’t look right, nothing is saved.

Start your first ten minutes — free beta

The first 100 accounts get a founding-member price, locked.

If you want to see the thinking first: the Learn essays explain the accounting decisions underneath, including why a transfer between your own accounts is not spending.